Have you been notified that a collection agency in Texas is suing you for a debt? When a debt goes unpaid for an extended period of time, some lenders will turn your account over to a collection agency. The collection agency will usually attempt to collect the debt directly from you first, but if they [...]
Overwhelming credit card debt is a very common situation that affects millions of Americans. Many credit card companies sell their unpaid accounts to a debt buyer or write them off. But Capital One Bank, more than any other creditor, has been known to file collection lawsuits against customers with unpaid debt. Are you being sued [...]
Have you received notice that you’re being sued by Midland Funding (aka Midland Credit Management Inc)? If so, you might be confused. You’ve never heard of Midland Funding, so how can you owe them money? Here’s the scoop. Midland Funding is a company that buys charged-off debt from credit card companies. When a lender believes [...]
If you’re being sued by a debt collector, you may hesitate to contact a lawyer for assistance. Many consumers think that by contacting their creditors directly, they’ll be able to save money on attorney’s fees, but what they don’t realize is that they will likely end up having to pay more to their creditors instead. [...]
People are often confused by exactly who sued them when they a served with a lawsuit over an unpaid credit card or loan. It is important to hire a skilled debt defense attorney to help you eliminate or reduce your debt. Sued by Credit Card Company or Lender Some individuals are sued directly by the [...]
In Texas, a person’s homestead is protected from foreclosure on a judgment. The judgment, however, may be filed against you in the County Property Records. The abstract of judgment may “cloud” the title on your home that may prevent you from refinancing or selling it. Partial Release of Lien The Texas Property Code has a [...]
Our law firm has had a lot of recent successes including a string of four straight victories for our clients with no settlements or losses! The following four cases have been dismissed: Credit Card Cases from Debt Collectors Portfolio Recovery Associates, LLC v. Client – Bexar County Justice of the Peace #3 - DISMISSED A [...]
Ignoring a credit card or debt lawsuit could have very serious consequences. If you do not answer a lawsuit, debt collectors will obtain a default judgment against you. The amount of the judgment may include the debt, attorney’s fees, court costs, and pre and post-judgment interest. The following is a non-exclusive list of remedies a [...]
If you have been properly served with a lawsuit in Texas, the clock is ticking on when you must respond and answer. The guidelines below will help you if you have been sued by a debt collector or your credit card company. Deadline to Respond There are two different deadlines to know if you have [...]
{This blog was authored by S. Tyler Rutherford and originally posted at our sibling firm’s website. This will hopefully be helpful if and when you are being harassed by debt collectors.} Face to Face Conversations: In Texas it is legal to record a conversation with another person as long as one party to the conversation is aware that [...]
