Even in a community property state such as Texas, it is incredibly rare for children or parents of a deceased person to inherit medical debts. However, the law is less clear when it comes to the spouse of a deceased individual who passes away with medical debt. Here’s a look at what happens to medical [...]

If you’ve been served with a notice that you are being sued for debt in Texas, you should not panic. You are likely one of the thousands of Texans who are notified of a pending debt lawsuit each month. However, you do need to respond to the debt claim in a timely fashion, to ensure [...]

Medical bills are the leading cause of bankruptcy in the U.S. In fact, according to the Consumer Financial Protection Bureau, Americans are battling approximately $88 billion in medical debt.  So, if you’re struggling with medical debts, you’re not alone and there is help available. From laws that are designed to protect you, to organizations that [...]

How are Debt Lawsuits Served in Texas? Falling behind on debt payments can be a horrible feeling. It can feel like you’ll never get out of the hole. Worse yet, there is often shame associated with debt, so it’s hard to talk about. Then, just when you think you’re at your lowest point financially, someone [...]

  If you are one of the 43 million current or former borrowers with outstanding federal student loan debt, you may be thinking of consolidating your federal student loans. Maybe you are hoping that a single payment each month will relieve some of the burdens of meeting your obligations and even lower your overall student [...]

About 45 million people in the United States have student loan debt, and 95 percent of these borrowers have federal loans. On average, those borrowers owe $36,510 to the federal government. With these staggering statistics, perhaps it’s no surprise that most people with federal student debt have more than one loan.  The number of loans [...]

  Being served with notice that you’re being sued by a creditor can feel overwhelming. But it is not cause for panic. Thousands of debt collection lawsuits are filed each month in Texas. You’re not alone, and you’re not in serious trouble. But you do need to answer the debt collection lawsuit within [...]

In July of 2021, students struggling to pay back private student loans were given a reprieve by the U.S. Federal Court, when it ruled that private student loans are not considered qualified higher education expenses. This effectively opened the door to discharge private student loans via bankruptcy.  Here’s what to know about relief from private [...]