Have you recently received notification that you are being sued by Portfolio Recovery Associates? You are not alone. Thousands of people are sued by Portfolio Recovery Associates and collection agencies like them that purchase charged-off debt from lenders and attempt to collect funds. What you need to know is that you are not obligated to [...]
Have you been notified that a collection agency in Texas is suing you for a debt? When a debt goes unpaid for an extended period of time, some lenders will turn your account over to a collection agency. The collection agency will usually attempt to collect the debt directly from you first, but if they [...]
Overwhelming credit card debt is a very common situation that affects millions of Americans. Many credit card companies sell their unpaid accounts to a debt buyer or write them off. But Capital One Bank, more than any other creditor, has been known to file collection lawsuits against customers with unpaid debt. Are you being sued [...]
Have you received notice that you’re being sued by Midland Funding? If so, you might be confused. You’ve never heard of Midland Funding, so how can you owe them money? Here’s the scoop. Midland Funding is a company that buys charged-off debt from credit card companies. When a lender believes they will not receive the [...]
If you’re being sued by a debt collector, you may hesitate to contact a lawyer for assistance. Many consumers think that by contacting their creditors directly, they’ll be able to save money on attorney’s fees, but what they don’t realize is that they will likely end up having to pay more to their creditors instead. [...]
People are often confused by exactly who sued them when they a served with a lawsuit over an unpaid credit card or loan. It is important to hire a skilled debt defense attorney to help you eliminate or reduce your debt. Sued by Credit Card Company or Lender Some individuals are sued directly by the [...]
In Texas, a person’s homestead is protected from foreclosure on a judgment. The judgment, however, may be filed against you in the County Property Records. The abstract of judgment may “cloud” the title on your home that may prevent you from refinancing or selling it. Partial Release of Lien The Texas Property Code has a [...]
Debt collectors have begun acquiring deficient accounts from banks and other lenders much like groups that buy up old credit card debts. An auto deficiency account is created when a car is repossessed because a person defaults on their auto loan, the vehicle is then sold, and the amount paid at auction does not cover [...]
Our law firm has had a lot of recent successes including a string of four straight victories for our clients with no settlements or losses! The following four cases have been dismissed: Credit Card Cases from Debt Collectors Portfolio Recovery Associates, LLC v. Client – Bexar County Justice of the Peace #3 - DISMISSED A [...]
Ignoring a credit card or debt lawsuit could have very serious consequences. If you do not answer a lawsuit, debt collectors will obtain a default judgment against you. The amount of the judgment may include the debt, attorney’s fees, court costs, and pre and post-judgment interest. The following is a non-exclusive list of remedies a [...]
