People are often confused by exactly who sued them when they a served with a lawsuit over an unpaid credit card or loan. It is important to hire a skilled debt defense attorney to help you eliminate or reduce your debt.

Sued by Credit Card Company or Lender

Some individuals are sued directly by the company that issued them a credit card or a loan.  In these cases, you likely know why you are being sued. These companies may include:

  • Citi
  • Citibank
  • Chase
  • Target
  • FIA Card Services
  • Bank of America
  • American Express


If you’ve been sued by Capital One, American Express, Bank of America, TD Bank, Synchrony Bank, Discover Card, or another bank or lender, contact us today for a free initial debt lawsuit defense consultation.

Sued by Debt Collector

People are often sued by random companies they’ve never heard of. Many credit card and loan companies combine a ton of individuals’ debts and sell the debts to a debt collection agency for pennies on the dollar. May times this debt then gets sold again and again and again. Here is a good example of how it works.

If you got behind on payments on your credit card or a loan, you might find yourself in a lawsuit with one of the following companies:

  • LVNV Funding LLC
  • National Collegiate Trust
  • Equable Ascent Financial LLC
  • Hudson & Keyse LLC
  • Jefferson Capital Systems LLC
  • Calvary Portfolio
  • Calvary SPV LLC
  • NorthStar Capital Acquisition
  • Integras Capital Recovery LLC
  • Unifund
  • Asset Acceptance LLC
  • Atlantic Credit and Finance Inc
  • Bluebonnet Financial LLC
  • Samara Portfolio Management
  • CACV of Colorado LLC
  • Erin Capital Management
  • Unifund CCR Partners
  • Arrow Financial
  • Harvest Credit Management
  • Crown Asset Management
  • Troy Capital LLC
  • Pharia LLC
  • Autovest LLC

If you’ve been sued by Midland Funding LLC, Midland Credit Management, Harvest Credit Management, Pharia LLC, Samara, Portfolio Recovery Associates, Equable Ascent, Asset Acceptance, or another debt collection firm, contact us today.

What to Do Next?

If you have been sued by one of these companies or by any other debt collector, you need to act fast. Your deadline to respond depends on where you were sued, but it could be as little as 14 days in Texas.

Contact our office immediately if you have been sued. If you fail to respond to the lawsuit, your creditor can obtain an automatic win known as a default judgment. The hiring of experienced debt defense lawyers can help you eliminate or reduce the claims against you.

If you answered the lawsuit on your own, it is not too late to get the legal representation you deserve and need. Our credit defense team can help you even if a default judgment has been entered against you!