Have you received notification that you’re being sued by Discover Card? Contact a debt lawsuit defense attorney right away to protect your rights. You have a limited time to respond to a lawsuit in order to avoid a judgment.
Discover Card, unlike many other creditors who sell their unpaid accounts to debt buyers, pursue their own legal action toward customers with outstanding balances. If you have an unpaid account with Discover, you may find yourself facing a lawsuit. But a debt lawsuit defense attorney specializes in these cases and can help you to avoid the negative consequences of being sued by Discover Card.
The First Step: Call an Attorney
If you’ve been served a lawsuit from Discover Card, the first thing you need to do is call a lawyer. But not just any lawyer. Find a reputable debt lawsuit defense attorney to handle your case. Once you hire a lawyer, you won’t need to do anything else. Your attorney will handle the case from here.
What Happens If I Don’t Respond?
Don’t ignore the lawsuit in the hopes that it will just go away. It won’t. Failure to respond to the lawsuit can result in a court-ordered judgment against you. This could mean any or all of the following consequences:
- Bank garnishment. The entire contents of all your bank accounts can be taken as payment toward your debt.
- Title lien on your home. A lien can be placed on the title for your homestead or property.
- Seizure and sale of property. Certain property you own can be seized by the court and auctioned off to pay the debt.
- Damage to your credit. Your credit report and score will take a substantial hit.
If you’re being sued by Discover Card, avoid these unfortunate consequences by getting the help of a lawyer.
How Can a Lawyer Help Me With My Case?
When it comes to debt lawsuits, there are a few different reasons the case is either dismissed or settled out of court, such as:
- The Plaintiff Drops the Case. Sometimes the creditor will dismiss the lawsuit when they see that the defendant is working with an attorney. The plaintiff may decide the lawsuit is too expensive to pursue and is not worth the effort.
- Defects in the Case. There may be holes in the plaintiff’s case, such as they are unable to prove that it was you who accrued the debt.
- Settlement. Sometimes the plaintiff is willing to settle out of court, meaning the defendant will still owe them some debt, but it is usually significantly less than the original amount.
The majority of debt lawsuit cases are either dismissed or settled out of court once an attorney is involved on behalf of the defendant. Hiring an attorney is the single best thing you can do if you’re being sued by Discover Card.
Debt Legal Defense: Benjamin Trotter, Attorney at Law, P.C.
If you’ve been served with a debt lawsuit in San Antonio, TX or the surrounding area, Benjamin Trotter, Attorney at Law, P.C. is an expert deft defense attorney. Are you ready to stop worrying, stop the collection calls, and get back your peace of mind? The Law Firm of Benjamin Trotter will get to work on your case as soon as you call us. Avoid a court-ordered judgment and other potential negative consequences of a debt lawsuit when you have an attorney working hard on your side.