Debt Relief Lawyer in Schertz, TX

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Under today’s challenging economic conditions, many people in Schertz, TX, and the surrounding area experience financial trouble. They may struggle with credit cards, medical bills, car payments, student loans, or other types of debt.

If you have problems with creditors or debt collectors in Schertz, TX, it is time to consult an experienced law firm. Schertz residents can turn to firms like Benjamin Trotter, Attorney at Law, P.C.

Call our San Antonio office at 210-468-1008 to discover more about our services and make an appointment.

About the Schertz Area

Schertz, TX is a small city of 42,000 people in the San Antonio metro area. The city is located along Interstate 35 between San Antonio and New Braunfels. It is one of the major northeast suburbs of San Antonio and 22 miles from downtown.

Popular local areas and events include:

  • Crescent Bend Nature Park
  • Schertz Jubilee
  • Schertzfest

Services We Provide in Schertz, TX, and the Surrounding Areas

Judgment Relief

Debt collectors or creditors may secure judgments against you in court. If a judgment against you stands, you may not be able to get credit for a house, car, or loan. You may not be able to get a job if your prospective employer checks your credit rating. This situation causes anxiety, and most consumers do not know what to do.

Firms like Benjamin Trotter, Attorney at Law, P.C., may be able to negotiate the terms of your judgment and possibly reduce your payments.

Debt Lawsuit Defense

If the creditor or debt collector has difficulty collecting your money, they may choose to sue you. Our high level of experience helps us manage these cases before and after they go to the courtroom. If possible, we help our clients look into ways to manage these lawsuits with reduced financial obligations.

Private Student Loan Defense

Today’s economy makes it more likely that borrowers find it necessary to default on their private student loans. We understand how to negotiate deals with student loan companies and debt collectors.

Medical Debt Defense

Millions of Americans, and many residents in Schertz, TX struggle with medical debt. The unpredictable nature of medical bills snares many patients into difficult financial straits.

With medical debt, the first step is ensuring the bill is accurate. Hospitals and care providers earn notoriety for charging patients unfairly. If the amount owed is wrong, a lawsuit may be possible.

Consumer Law Defense

Debt collection has a fearsome reputation partly because collectors do not always follow the rules of their industry. When debt collectors in Schertz, TX ignore the federal Fair Debt Collection Practices Act (FDCPA), they behave unethically by threatening, misleading, and harassing borrowers. It may be possible to take legal action under these circumstances.

Bankruptcy Debt Relief

Bankruptcy may seem like your only option if you can’t pay your bills, but people experiencing significant financial hardship may have other options. We can review your situation and help you decide which mitigation strategies work for you.

Why Choose Debt Legal Defense?

Benjamin Trotter, Attorney at Law, P.C., has a great deal of experience with debt relief. Our skilled attorneys and support staff focus on helping you recover from difficult financial situations while ensuring that the system treats you fairly.

Frequently Asked Questions About Our Debt Relief Services in Schertz, TX

What happens if a creditor sues me for my debt?

If you receive a notice that you are under a debt collection lawsuit, the first thing you should do is engage the services of a debt defense attorney. The debt collectors purchase debt from your creditors and may only have scarce information about the amount you purportedly owe. If they cannot prove that they own the debt, that it is your debt, that the amount is correct, and that the statute of limitations has yet to pass, the court may dismiss the lawsuit.

Why should I hire a debt defense attorney?

Debt collectors and creditors often work through intimidation and misdirection. Having an experienced attorney on your side will prepare you for their tactics. You may fall for one of their schemes if you go it alone.

What tactics are debt collectors forbidden to use?

Among many other examples, debt collectors are not allowed to:

  • Contact people who do not own the debt
  • Call repeatedly or for extended periods
  • Falsely claim you own the debt
  • Threaten your credit
  • Threaten you with wage garnishment

If debt collectors take illegal actions, it is possible to sue them.

Call Debt Legal Defense

Call Benjamin Trotter, Attorney at Law, P.C., at 210-468-1008 to discuss your options for debt defense. Being in financial straits is more common than you may know, and we may be able to help you recover using legal means.