Debt Relief Lawyer in San Marcos, TX

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Debt is a far-reaching problem in the United States. Many residents of San Marcos, TX, and the surrounding area struggle with their bills. They may receive harassment from debt collectors or legal action from creditors.

Fortunately, Debt Legal Defense is here to help when you find that you are over your head with legal problems stemming from unpaid bills. Our debt relief attorneys in San Marcos, TX can help you understand your options for discharging debt and discouraging collector harassment.

Call us at 210-468-1008 for more information or to make an appointment for a consultation.

Services We Provide in San Marcos and the Surrounding Area

Judgment Relief

If a debt collector has won a judgment against you, it could significantly interfere with your life. The decision may damage your credit score, and you may be unable to make personal financial transactions or get a job. We can negotiate with debt collectors on your behalf to make a lower settlement and take the judgment off your record.

Debt Lawsuit Defense

We help San Marcos residents targeted by debt collection and credit card company lawsuits. We have extensive courtroom experience, but frequently we can resolve these cases without going to court. Our expert debt relief attorneys have been on both sides of these lawsuits so that they can anticipate the other side’s strategies. They may be able to simplify your legal obligations and settle your debt at a lower rate.

Private Student Loan Defense

Our firm can defend you against judgments from private student loan companies. If you have to default on your private student loans, we can offer you options to negotiate with the lender and receive a fairer settlement amount. You will be able to move on with your life.

Medical Debt Defense

Unfortunately, medical debt affects many residents of San Marcos, TX and the San Antonio metro area. Many patients are drowning in medical debt due to high deductibles and healthcare costs. If you become seriously ill or injured, you may need to quit your job, leading you to fall behind on your bills through no fault of your own. Our medical debt defense attorneys expertly handle medical debt collectors, first by ensuring that the provider has made no billing mistakes or overcharges. If the biller made mistakes, we might take them to court. We will work with you to decide on the best course of action.

Consumer Law Defense

We may be able to protect you against predatory collection practices using laws like the federal Fair Debt Collection Practices Act (FDCPA). If creditors or collection agencies treat you illegally, we may be able to sue them for putting your legal rights in jeopardy.

Bankruptcy Debt Relief

Many families in San Marcos, TX find that they cannot discharge their obligations to their creditors. Filing federal bankruptcy is one of many options when you have reached your financial limit, but it is sometimes not the correct choice. We can help you explore these options and discover which is best for your situation.

Why Choose Debt Legal Defense?

Benjamin Trotter, Attorney at Law, P.C., is a San Antonio-based law firm that serves San Marcos, TX, and the surrounding area. Our debt relief attorneys have a great deal of experience with debt relief and loosening the red tape that accompanies legal judgments.

You can trust us to do everything we can to manage your debt obligations. After consulting with our attorneys, you will better understand what we may be able to do for you and your family. We operate with a high level of professional ethics, but we will handle your case aggressively and with persistence.

Frequently Asked Questions About Our Debt Relief Services in San Marcos, TX

Why is a debt collector contacting me?

The debt collector may believe that you hold a past due debt or know the whereabouts of someone who does. They are often incredibly persistent, tracking down your contact information at home and work. If you are legally responsible for the debt, our office may be able to help you reduce the amount through negotiation.

I want to declare bankruptcy because I can’t meet my financial obligations. Do I have any other options?

While Chapter 7 and Chapter 13 bankruptcy can be valuable tools to get your finances back under control, they may have significant disadvantages. These forms of bankruptcy badly damage your credit and can result in the repossession of some of your belongings.

Assess your assets to see whether you can sell them. Look into borrowing from friends or family. Talk to a law firm like Debt Legal Defense to discuss other options that could take the place of bankruptcy.

Call Debt Legal Defense

San Marcos residents often need help dealing with aggressive and predatory creditors and debt collection agencies. If you are having financial difficulties, don’t give up hope. It is possible that we could help you end the harassment and return your life to normal. Call Benjamin Trotter, Attorney at Law, P.C., at 210-468-1008 for more information or to make an appointment for a consultation.