Debt Relief Lawyer in Kyle, TX

man and woman at the coffee table looking over papers

Debt is a far-reaching problem in the United States. Many residents of Kyle, TX, and the surrounding area struggle with their bills. They may receive harassment from debt collectors or legal action from creditors.

Fortunately, Debt Legal Defense is here to help when you find that you are over your head with legal problems stemming from unpaid bills. Our attorneys can help you understand your options for discharging debt and discouraging collector harassment.

Call us at 210-468-1008 for more information or to make an appointment for a consultation.

Services We Provide in Kyle and the Surrounding Area

Judgment Relief

If a debt collector has won a judgment against you, it could significantly interfere with your life. The decision may damage your credit score, and you may be unable to make personal financial transactions or get a job. We can negotiate with debt collectors on your behalf to make a lower settlement and take the judgment off your record.

Debt Lawsuit Defense

We help Kyle residents targeted by debt collection and credit card company lawsuits. We have extensive courtroom experience, but frequently we can resolve these cases without going to court. Our expert attorneys have been on both sides of these lawsuits so that they can anticipate the other side’s strategies. They may be able to simplify your legal obligations and settle your debt at a lower rate.

Private Student Loan Defense

Our firm can defend you against judgments from private student loan companies. If you have to default on your private student loans, we can offer you options to negotiate with the lender and receive a fairer settlement amount. You will be able to move on with your life.

Medical Debt Defense

Unfortunately, medical debt affects many residents of Kyle and the San Antonio metro area. Many patients are drowning in medical debt due to high deductibles and healthcare costs. If you become seriously ill or injured, you may need to quit your job, leading you to fall behind on your bills through no fault of your own. Our attorneys expertly handle medical debt collectors, first by ensuring that the provider has made no billing mistakes or overcharges. If the biller made mistakes, we might take them to court. We will work with you to decide on the best course of action.

Consumer Law Defense

We may be able to protect you against predatory collection practices using laws like the federal Fair Debt Collection Practices Act (FDCPA). If creditors or collection agencies treat you illegally, we may be able to sue them for putting your legal rights in jeopardy.

Bankruptcy Debt Relief

Many families find that they cannot discharge their obligations to their creditors. Filing federal bankruptcy is one of many options when you have reached your financial limit, but it is sometimes not the correct choice. We can help you explore these options and discover which is best for your situation.

Why Choose Debt Legal Defense?

Benjamin Trotter, Attorney at Law, P.C., is a San Antonio-based law firm that serves Kyle, TX, and the surrounding area. Our attorneys have a great deal of experience with debt relief and loosening the red tape that accompanies legal judgments.

You can trust us to do everything we can to manage your debt obligations. After consulting with our attorneys, you will better understand what we may be able to do for you and your family. We operate with a high level of professional ethics, but we will handle your case aggressively and with persistence.

Frequently Asked Questions About Our Debt Relief Services

What are some examples of situations where federal bankruptcy may not be the right choice?

Bankruptcy should always be considered a last resort since it can damage your credit for many years. If you are tired of fielding constant creditor and debt collector harassment over minor debts, using the Fair Debt Collection Practices Act may be a better choice than bankruptcy.

If you know you will have significant expenses soon, you may want to wait to file for bankruptcy. Since there are strict limits on which debts you can claim under bankruptcy, it makes sense to wait until you have incurred them.

What practices are illegal under the Fair Debt Collection Practices Act?

Debt collectors may not pretend to work for the government or claim they can have you arrested. They cannot publicly shame you. They must not try to collect a debt that is not yours. They are not allowed to abuse or harass you but can only contact you according to strict guidelines.

If you need help with debt collectors, call us to find out whether suing them under the FDCPA is viable.

How common is incorrect medical billing?

According to industry experts, medical billing mistakes are widespread. Errors range from assigning the debt to the wrong patient to charging for services that hospitals never provided. If you suspect that your medical bills are inaccurate, contact Debt Legal Defense for help.

Call Debt Legal Defense

Kyle residents often need help dealing with aggressive and predatory creditors and debt collection agencies. If you are having financial difficulties, don’t give up hope. It is possible that we could help you end the harassment and return your life to normal. Call Benjamin Trotter, Attorney at Law, P.C., at 210-468-1008 for more information or to make an appointment for a consultation.